Saturday, December 8, 2012
Verdi - Otello [2006] DVD9 COPIA 1:1 ITA Retrospettiva Verdi
Verdi - Otello (Antoni Ros- Marbà , José Cura, Krassimira Stoyanova) NTSC 4:3 (720x480) VBR | Italiano (Line ... http://p.ost.im/p/dDtrnU
Vivaldi Motezuma (2006) .FLAC
Vivaldi - Motezuma (Alan Curtis, Marijana Mijanovic, Roberta Invernizzi) EAC Rip | FLAC, IMG+CUE, LOGs | Scan ... http://p.ost.im/p/dDm99t
Verdi - Attila [2004 / 1991] DVD9 COPIA 1:1 ITA Retrospettiva Verdi
Verdi - Attila (Riccardo Muti, Samuel Ramey, Giorgio Zancanaro, Cheryl Studer) NTSC 4:3 (720x480) VBR | Itali ... http://p.ost.im/p/dDba8H
Appunti per un film sull'India (1968) .avi TVRip - Ita Mp3 Ciclo Pasolini
Genere: Short | Documentary Durata: Italy:25 min Riconoscimenti: 2 wins Regia: Pier Paolo Pasolini Foto ... http://p.ost.im/p/dDGtPM
Friday, December 7, 2012
12 Dicembre (1972) .avi TVrip - Ita Mp3 Ciclo Pasolini
1972 - 43 minuti Regia: Giovanni Bonfanti, Pier Paolo Pasolini Sceneggiatura: Govanni Bonfanti, Goffredo F ... http://p.ost.im/p/dDCGxk
CHE - Guerriglia (2008).avi DVDrip Ac3 5.1 Ita Ciclo Che Guevara
Titolo originale Guerrilla Lingua originale inglese, spagnolo Paese Francia/Spagna/USA Anno 2008 Durata ... http://p.ost.im/p/dD3Pd9
Emanuelle e Le Porno Notti (Laura Gemser)(1978) .avi DVDrip Ita Mp3 Shockumentary Ciclo Mondo Movie
Titolo Originale:Emanuelle e Le Porno Notti Titoli Esteri: Alle Perversionen dieser Welt (Germania) - Emanu ... http://p.ost.im/p/dDsHeD
Thursday, December 6, 2012
Cuba Libre - Il cammino del Che (1997) .avi TVrip Mp3 Ita Ciclo Che Guevara
Correva il 1959, anno della caduta del dittatore filoamericano Batista: da allora Castro guida l'isola, l'immag ... http://p.ost.im/p/dDGGtJ
Che Guevara, un mito e tanti misteri Enigma (2007) .avi TVrip Mp3 Ita Ciclo Che Guevara
A 40 anni dalla sua morte in Bolivia il mito del Che, il comandante Che Guevara, resiste saldamente ai profondi ... http://p.ost.im/p/dDHhwB
Ernesto Che Guevara, La rivoluzione Cubana (2007) .avi TVrip Mp3 Ita Ciclo Che Guevara
Titolo: Ernesto Che Guevara, La rivoluzione cubana Titolo originale: Ernesto Che Guevara, La rivoluzione cuban ... http://p.ost.im/p/dDcQA3
Lawless (2012) BDrip
Lawless (2012) A Film by John Hillcoat BDrip MD | MPEG-4 Visual | AVI | 720x304 | Xvid @ 1555 Kbps | 01:55: ... http://p.ost.im/p/dDGda9
Tuesday, December 4, 2012
Android Magazine n. 17 - Dicembre 2012
Titolo: Android Magazine n. 17 - Dicembre 2012 N.File: 1 Dimensione: 23.88 MB Formato: .Pdf Do ... http://p.ost.im/p/dDtmGg
Francesco Guccini - L'Ultima Thule (2012) Mp3 320 Kbps
Francesco Guccini - L'Ultima Thule (2012) Mp3 @ 320 Kbps | 107 MB + 5% recovery 1 CD | 08 Tracks | 00:43:17 ... http://p.ost.im/p/dDXfmt
Saturday, December 1, 2012
Fumeria d'oppio (1947) .avi TVRip - Ita Mp3 Ciclo Fellini
Titolo originale: Fumeria d'oppio Lingua originale: italiano Paese: Italia Anno: 1947 Colore: B ... http://p.ost.im/p/dDeGMf
Lucio Dalla - Qui dove il mare luccica... (2012) mp3 320 Kbps
Lucio Dalla - Qui dove il mare luccica... (2012) Mp3 @ 320 Kbps | 658 MB + 5% recovery 4 CD | 60 Tracks | 0 ... http://p.ost.im/p/dA3Tp7
Thursday, January 19, 2012
Student Loan Debt Consolidation Tips
There's something about credit card money or student loan money
that people find hard to take seriously. You're young when you take on
student loans; it's hard to really get a feeling for how difficult money
usually is to make. The $20,000 or $30,000 that you take on can easily
seem like Monopoly money. All you need to do is get on the Sally Mae
website, fill in a simple form and wait for the money. Shortly before
graduation, when you begin applying for jobs all around, and you begin
to see how tough it can be to make a decent salary, that's when it sinks
in - you have to pay about $300 every month. At least three out of four
people entering college leave at the end with some kind of massive
student loan. It's a major problem. One of the first things that can
occur to anyone struggling with a clutch of seven or eight student loans
is this - student loan debt consolidation.
Doing this can really lower your payments in a way that can make all the difference to a struggling young graduate. Not only does it simplify everything to have one or two loans to pay instead of seven or eight, it can actually make it cheaper every month. Every loan comes with a high minimum payment. Bring everything together under consolidated loan and you have to pay just one minimum payment. And then of course, there's the hope that consolidating helps lower your interest rates and helps lower your payment in general by stretching out your repayment period.
Not every student loan debt consolidation package works that way though. To begin with, federal student loans come with fixed interest rates these days. This means that with federal loans, student loan debt consolidation doesn't really lower your rate that all. It only simplifies things and it could help stretch your repayment period out (although you'll have ended up paying thousands of dollars more in interest by the time you've paid everything down).
You should only consider student loan debt consolidation plans if you're having a great deal of trouble making your payments right now -in the hope that things will improve in the future. Because while any kind of consolidation you take on will certainly lower your monthly payments, you really will end up paying dearly in the end in added interest.
Starting in 2009, borrowers have been able to opt for what is known as an income-based plan. They work out a certain percentage of your salary that you need to pay every month. They don't charge you a fixed sum. The good news is that you don't need to have opted for such a plan going in. You could opt for an income-based plan at any stage. The great part here is that when you do this, you reset the clock on your repayments; you get a fresh 25 years.
Article Source:
http://EzineArticles.com/?expert=Melain_Earcher
Doing this can really lower your payments in a way that can make all the difference to a struggling young graduate. Not only does it simplify everything to have one or two loans to pay instead of seven or eight, it can actually make it cheaper every month. Every loan comes with a high minimum payment. Bring everything together under consolidated loan and you have to pay just one minimum payment. And then of course, there's the hope that consolidating helps lower your interest rates and helps lower your payment in general by stretching out your repayment period.
Not every student loan debt consolidation package works that way though. To begin with, federal student loans come with fixed interest rates these days. This means that with federal loans, student loan debt consolidation doesn't really lower your rate that all. It only simplifies things and it could help stretch your repayment period out (although you'll have ended up paying thousands of dollars more in interest by the time you've paid everything down).
You should only consider student loan debt consolidation plans if you're having a great deal of trouble making your payments right now -in the hope that things will improve in the future. Because while any kind of consolidation you take on will certainly lower your monthly payments, you really will end up paying dearly in the end in added interest.
Starting in 2009, borrowers have been able to opt for what is known as an income-based plan. They work out a certain percentage of your salary that you need to pay every month. They don't charge you a fixed sum. The good news is that you don't need to have opted for such a plan going in. You could opt for an income-based plan at any stage. The great part here is that when you do this, you reset the clock on your repayments; you get a fresh 25 years.
Wednesday, January 18, 2012
Strategies For Reducing Student Loan Debt: Follow These Suggestions
If you are like most recent college graduates, you like have at
least twenty or twenty-five thousand dollars to pay back in loans that
you had to take out in order to finance your college education. Whether
you want to erase your debt as quickly as possible or slowly without
paying too much interest, it is possible to do both of those things. The
key is knowing how to do them.
People who try to repay their debt without doing any research usually end up blindly throwing money at the companies they borrowed to for years without even thinking that they could be erasing their debt in other ways that would save them potentially thousands of dollars. This article will give you the tips you need to develop a plan and execute it and be once and for all free from student debt.
The best part about your student loans is the low interest rate. You may have found an interest rate that is even fixed at under five percent when you were borrowing money for college. These kinds of loans typically have the lowest interest rate of all forms of borrowing money and this should be used to your advantage. Let's say you are trying to erase your debt fast and paying more money than you have to every month. Instead, you should be putting your extra money into a savings account.
For this example, we will estimate that your savings account has an interest rate of five and a half percent and your student loans have an interest rate of four and a half percent. Instead of paying back the money that you borrowed ahead of schedule, you should put it into your savings account. You will be earning more on interest than you are losing by not paying back the money you owe.
Eventually you will accumulate enough money to make a large payment and even if you do not erase your debt, the debt will become small enough that the interest on it does not have much of an effect on the amount of money that you have to pay back.
Your tax return and any other large amounts of money that you receive all at once should be used to immediately pay off some of your debt of to go into your savings account if you are using that method. One of the biggest mistakes that college graduates make when they get their first real job is go out and buy things. They do the same thing when they get their tax returns which can be thousands of dollars.
Buying things should be put off for a few years until you are debt free. When you are finally debt free, that is the time to celebrate and go out and buy things now that you do not have to worry about repaying loans from many years earlier. Be smart with your money and make sure to stick to whatever plan you develop to pay off your student loans.
People who try to repay their debt without doing any research usually end up blindly throwing money at the companies they borrowed to for years without even thinking that they could be erasing their debt in other ways that would save them potentially thousands of dollars. This article will give you the tips you need to develop a plan and execute it and be once and for all free from student debt.
The best part about your student loans is the low interest rate. You may have found an interest rate that is even fixed at under five percent when you were borrowing money for college. These kinds of loans typically have the lowest interest rate of all forms of borrowing money and this should be used to your advantage. Let's say you are trying to erase your debt fast and paying more money than you have to every month. Instead, you should be putting your extra money into a savings account.
For this example, we will estimate that your savings account has an interest rate of five and a half percent and your student loans have an interest rate of four and a half percent. Instead of paying back the money that you borrowed ahead of schedule, you should put it into your savings account. You will be earning more on interest than you are losing by not paying back the money you owe.
Eventually you will accumulate enough money to make a large payment and even if you do not erase your debt, the debt will become small enough that the interest on it does not have much of an effect on the amount of money that you have to pay back.
Your tax return and any other large amounts of money that you receive all at once should be used to immediately pay off some of your debt of to go into your savings account if you are using that method. One of the biggest mistakes that college graduates make when they get their first real job is go out and buy things. They do the same thing when they get their tax returns which can be thousands of dollars.
Buying things should be put off for a few years until you are debt free. When you are finally debt free, that is the time to celebrate and go out and buy things now that you do not have to worry about repaying loans from many years earlier. Be smart with your money and make sure to stick to whatever plan you develop to pay off your student loans.
Since you're actively seeking student loans then you should definitely look into these options for the best student loans available to you.
Article Source:
http://EzineArticles.com/?expert=Sean_Hudsen
Debt Slap! A Student's Guide to Managing and Surviving Student Loan Debt
Help is available for students in debt and these tips will help in ensuring that you'll be able to payoff your student debt in the shortest time possible.
- Pay the interests while you're still studying. If possible, try to stay current with the interest of your loan to avoid having to pay for the loan plus interest in your monthly payments. Depending on the amount of your loan, it could range from $25-$50 per month, an amount that isn't big in hindsight. By graduation, you'll only need to pay for the amount that you were lent without the interest. This will help get rid of student debt faster.
- Avoid unnecessary purchases. Buying one new video game per month could cost somewhere in between $500-$600 per year, a big amount that could help you eliminate student loan debt. Three cups of designer coffee everyday could cost up to $100 in a single month. Being able to curb spending temptations would be the greatest help that you can do for yourself in reducing your debt faster.
- Record ALL your financial transactions every day. All meals, energy drinks and gas expenses should be recorded so that you'll have a complete and extensive list of where your money is going. This will help you in creating daily savings that you can use to payoff your educational loan and to see where you can cut back on expenses. Staying on top of your financial situation is the main key to managing your debts.
- Know and understand everything about your student loan. What are your future payment options? What additional charges will you incur in specific situations? These are the things that you need to know in order to effectively plan your strategy on how to eliminate student loan debt.
Genevieve LeBlanc has helped many students Legally Eliminate
their student loan debt. If you need a step-by-step guide on how to
actually Eliminate your student loan debt, Please visit http://www.studentloanpro.org. Here, you will discover a comprehensive and easy-to-follow tutorial on how to Eliminate Your Student Loan Debt Forever.
Article Source:
http://EzineArticles.com/?expert=Genevieve_LeBlanc
How to Earn Money While Repaying Your Student Loan Debt
Repaying your student loans takes most people years to do and can
halt progress in your life for years both personally and financially.
If you are still repaying the money you borrowed for your education when
you are in your thirties, it can stop you from getting married and
having a family of your own if that is something you plan to do. It can
also stop you from building retirement funds and you may have to work
and extra ten or fifteen years than you would have like to because you
do not have enough money in your retirement account or accounts to
retire on.
No one wants to be working forty hours a week when they are eighty years old. This is why learning strategies to save and earn money while at the same time as you are repaying your student debt is very important to learn and will benefit you for the rest of your life.
The first thing you need to do is understand everything about the loans that you are paying back. When students borrow money while they are in studying at a higher education learning facility, they are normally given lower and sometimes even fixed interest rates to make them easier to pay back. Now, as a college graduate you may have significant credit card debt.
The average recent graduate has about twenty-five hundred dollars in credit card debt. Credit cards charge a lot more interest than your student loans do so this is something to consider when you are paying your debts. You want to pay money back to the things with the highest interests first to save you money in the long run. Once you have paid off your credit card debt, you are ready to start saving money for your retirement while removing the debt you accumulated as a student.
Most companies will match your any contributions you make to your company retirement find while you are working at that company. If you are working for a company, you likely will have the option to do this. Most people do not begin putting money in their retirements for years because as soon as a company hires them, they have to start paying back their debts.
You want to do both at the same time. Now I know you are thinking that this only works if you are making tons of money which you are probably not. That is not true at all though. Only contribute the minimum amount of money per month that you need in order for your company to give you a one hundred percent match on your retirement. You may be into your late twenties or even early thirties when you finally finish paying off your student loans. Other people you attended college with may have had those loans paid off years before you did. The difference will be the extra figures you have in your retirement account when it comes time to retire.
No one wants to be working forty hours a week when they are eighty years old. This is why learning strategies to save and earn money while at the same time as you are repaying your student debt is very important to learn and will benefit you for the rest of your life.
The first thing you need to do is understand everything about the loans that you are paying back. When students borrow money while they are in studying at a higher education learning facility, they are normally given lower and sometimes even fixed interest rates to make them easier to pay back. Now, as a college graduate you may have significant credit card debt.
The average recent graduate has about twenty-five hundred dollars in credit card debt. Credit cards charge a lot more interest than your student loans do so this is something to consider when you are paying your debts. You want to pay money back to the things with the highest interests first to save you money in the long run. Once you have paid off your credit card debt, you are ready to start saving money for your retirement while removing the debt you accumulated as a student.
Most companies will match your any contributions you make to your company retirement find while you are working at that company. If you are working for a company, you likely will have the option to do this. Most people do not begin putting money in their retirements for years because as soon as a company hires them, they have to start paying back their debts.
You want to do both at the same time. Now I know you are thinking that this only works if you are making tons of money which you are probably not. That is not true at all though. Only contribute the minimum amount of money per month that you need in order for your company to give you a one hundred percent match on your retirement. You may be into your late twenties or even early thirties when you finally finish paying off your student loans. Other people you attended college with may have had those loans paid off years before you did. The difference will be the extra figures you have in your retirement account when it comes time to retire.
Since you're actively seeking student loans then you should definitely look into these options for the best student loans available to you.
Article Source:
http://EzineArticles.com/?expert=Sean_Hudsen
UK Student Debt Is Rising
Their yearly survey of 2,000 UK students across 139 campuses also found that the average annual student debt had risen to £5,600 per year of study - up 5.4% year on year. The UK government certainly aren't helping the situation.
The students surveyed were asked to include everything from credit cards, to banks, to tuition fees but nothing to do with mortgages.
Those studying in Wales took the title nobody wanted of the most expensive place to study in the UK with average yearly debts of £6,411. English students came off 2nd worst with average yearly debts of £5,293, with Northern Ireland picking up 3rd place at £3,769.
The cheapest place to study in the UK by some way, according to the report, is in Scotland, with an average yearly student debt of £2,637 - although students there pay a lower fee, usually over a 4 year course.
Editor of Push, Johnny Rich, says: "We are at a crunch point for student debt. Many talented potential students may well shy away when they hear a degree will cost them £25,000." This could be a great loss to society at large with local businesses losing out from the extra business of students but with more wider implications that the next generation will be less educated than the last. Are we finally seeing that we'll have to educate ourselves through our lifetime?
The creeping levels of student debt will come as a worry for current and future students who have already seen tuition fees rise 3 fold in recent years. Ways to finance a degree is even turning some students into being prostitutes. This is helping give rise to more STD problems due to the rising debt. It isn't right that students have to turn to this in order to finish off their degrees.
However, it's not all bad news for students as Wealthy Student has loads of ideas about how to make and save money at uni without having to cut back on the social side of life. Come and visit us.
If you're a student looking to build a good student life then visit our site and we will provide you with all the student debt information that you need.
Article Source:
http://EzineArticles.com/?expert=Richard_J_Burchett
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